Insurance: Native Americans

Door v. State Fund & UEF [5/5/04] 2004 MTWCC 42 Business with at least fifty-one percent Native American ownership is exempt from workers' compensation insurance coverage requirements only if its operations are exclusively on a reservation. The exemption is inapplicable to a trucking firm whose trucks utilized roads outside the reservation to deliver goods even though the goods originated and ended within the reservation.

Door v. State Fund & UEF [5/5/04] 2004 MTWCC 42 Business with fifty-one percent Native American ownership is not exempt from workers' compensation insurance coverage requirements where an integral part of its business occurs outside the reservation even though it hires the off-reservation work to be performed by an independent contractor. A cattle ranching operation's trucking of cows from upper to lower pastures is an integral part of the business even though the trucking was done by an independent contractor. 39-71-401(1)(m), MCA (2001).